There are no predictable risks. But there are predictable safeguards, because your customers could find themselves in financial distress. The following events are not uncommon:
Residual credit protection
Credit protection remains a wise addition to financing. Today, this protection can be designed in such a way that insured persons can protect the loan over its entire term or only cover certain phases of life, specific risks, or special events.
Residual debt insurance is often a useful companion for many years. And it is doubly clever: on the one hand, it helps consumers who can pay their installments in an emergency, and on the other hand, it also protects lenders, as the installments are often paid directly to the institution or bank. That is why every financing package should include such an offer. And since not all customers have the same needs, Société Générale Insurance develops insurance modules individually for your target group and your portfolio.
Accident protection...
Accident insurance as a sensible addition
Most accidents happen in the home: according to the Robert Koch Institute, as many as 2.8 million people suffer an accident in the home every year. The most common injuries include falling off a ladder, burns from barbecues and ovens, slipping knives, poisoning, and electric shocks.